How to Evaluate a Dealer Reinsurance Program and Avoid Costly Mistakes

The reinsurance B account is one of the most powerful and misunderstood tools in dealer reinsurance. Once funds move beyond required reserves, dealers gain new opportunities to influence investment performance, liquidity, and long-term wealth. The question is not whether you have a B account. The question is whether it is working as hard as it should.

Most dealer reinsurance programs are never truly evaluated after setup. This practical scorecard helps you rate transparency, control, reporting, product performance, partner involvement, and review discipline so you can identify hidden gaps, ask better questions, and decide whether your structure is really working for you.

Many dealer reinsurance programs can be improved without being replaced. This article explains how side by side comparisons, administrator changes, and execution improvements can upgrade performance while preserving reserves and long term value.