How to Evaluate a Dealer Reinsurance Program and Avoid Costly Mistakes

The reinsurance B account is one of the most powerful and misunderstood tools in dealer reinsurance. Once funds move beyond required reserves, dealers gain new opportunities to influence investment performance, liquidity, and long-term wealth. The question is not whether you have a B account. The question is whether it is working as hard as it should.

Dealer reinsurance reporting is the key to understanding performance beyond structure. This article explains which reports matter most, how to read loss ratios and reserves, and how transparent reporting supports better long-term decisions.

Dealer reinsurance reserves are often misunderstood. This article explains how A Account and B Account reserves work, why distribution timing matters, and how certain reinsurance structures allow dealers to responsibly borrow against reserves without pulling money out or triggering unnecessary tax consequences.