How to Evaluate a Dealer Reinsurance Program and Avoid Costly Mistakes

NADA creates nonstop conversations about reinsurance, but not all programs are built the same. This guide helps dealers evaluate reinsurance structures, understand true costs, and separate clarity from sales pitch.

Most dealer reinsurance programs underperform not because of structure, but because reinsurance is insurance finance, not commission income. This article explains how execution, reserves, admin fees, and continuous training directly impact long-term reinsurance performance.