https://www.dealer-reinsurance.com/insights Independent education on dealer reinsurance: structures, fees, reserves, reporting, and how to evaluate a program. en-us https://www.dealer-reinsurance.com/insights/should-your-dealer-reinsurance-company-be-831a-or-831b https://www.dealer-reinsurance.com/insights/should-your-dealer-reinsurance-company-be-831a-or-831b Mon, 13 Jul 2026 12:00:00 GMT This is not a tax lecture. It is how to make the 831(a) vs 831(b) decision the way a dealer principal actually should: with the right questions, the right documents, and the right people in the room. https://www.dealer-reinsurance.com/insights/what-is-a-ceding-fee-in-dealer-reinsurance https://www.dealer-reinsurance.com/insights/what-is-a-ceding-fee-in-dealer-reinsurance Thu, 09 Jul 2026 12:00:00 GMT The ceding fee is one of the most misunderstood costs in a reinsurance program. Here is what it actually pays for, who receives it, and how to judge it. https://www.dealer-reinsurance.com/insights/reinsurance-b-account-borrowing-vs-pulling-funds-out https://www.dealer-reinsurance.com/insights/reinsurance-b-account-borrowing-vs-pulling-funds-out Thu, 02 Jul 2026 12:00:00 GMT Borrowing against reinsurance assets, distributing them, and retaining them are three distinct decisions with different consequences. A neutral framework, not a recommendation. https://www.dealer-reinsurance.com/insights/is-dealer-reinsurance-worth-it https://www.dealer-reinsurance.com/insights/is-dealer-reinsurance-worth-it Wed, 24 Jun 2026 12:00:00 GMT The honest answer is that it depends, and this is exactly what it depends on: what you trade, what you get, and how to decide on your real numbers rather than a pitch. https://www.dealer-reinsurance.com/insights/how-to-evaluate-a-dealer-reinsurance-program https://www.dealer-reinsurance.com/insights/how-to-evaluate-a-dealer-reinsurance-program Wed, 17 Jun 2026 12:00:00 GMT A program rarely fails overnight; it drifts, and the drift shows up as warning signs any owner can spot. How to recognize when it is time to look deeper — before small problems become large ones. https://www.dealer-reinsurance.com/insights/hidden-costs-of-dealer-reinsurance https://www.dealer-reinsurance.com/insights/hidden-costs-of-dealer-reinsurance Wed, 10 Jun 2026 12:00:00 GMT Two programs with the same participation headline can leave very different money in your company. The difference lives in the structure and the fee stack — here is the whole stack, category by category. https://www.dealer-reinsurance.com/insights/dealer-reinsurance-reporting-what-matters https://www.dealer-reinsurance.com/insights/dealer-reinsurance-reporting-what-matters Wed, 03 Jun 2026 12:00:00 GMT After the paperwork is signed, your statement is the program. Here are the five numbers to find on every reinsurance statement, the traps to watch, and the questions to ask. https://www.dealer-reinsurance.com/insights/which-fi-products-belong-in-dealer-reinsurance https://www.dealer-reinsurance.com/insights/which-fi-products-belong-in-dealer-reinsurance Wed, 27 May 2026 12:00:00 GMT Not every F&I product belongs in a reinsurance company, and “can be included” is a different question from “should be.” A framework for evaluating product eligibility and fit. https://www.dealer-reinsurance.com/insights/when-to-switch-dealer-reinsurance-programs https://www.dealer-reinsurance.com/insights/when-to-switch-dealer-reinsurance-programs Wed, 20 May 2026 12:00:00 GMT Frustration with a program is common; it does not mean you should replace it. A framework for deciding whether switching is actually the right solution — and the answer is often "not yet." https://www.dealer-reinsurance.com/insights/upgrade-dealer-reinsurance-without-starting-over https://www.dealer-reinsurance.com/insights/upgrade-dealer-reinsurance-without-starting-over Wed, 13 May 2026 12:00:00 GMT Disappointing results do not automatically mean the program should be replaced. Most of the gain usually comes from disciplined optimization of the program you already have. https://www.dealer-reinsurance.com/insights/cfo-guide-to-dealer-reinsurance https://www.dealer-reinsurance.com/insights/cfo-guide-to-dealer-reinsurance Wed, 06 May 2026 12:00:00 GMT Reinsurance explained the way a CFO, controller, or office manager evaluates anything: asset behavior, cash-flow profile, expense ratios, reserves, capital, and a real review cadence — not adjectives. https://www.dealer-reinsurance.com/insights/dealer-reinsurance-scorecard https://www.dealer-reinsurance.com/insights/dealer-reinsurance-scorecard Wed, 29 Apr 2026 12:00:00 GMT A scorecard is a way to evaluate a program objectively across many dimensions. What it measures, how to read the result, and what a score should never be used for. https://www.dealer-reinsurance.com/insights/why-dealer-reinsurance-programs-underperform https://www.dealer-reinsurance.com/insights/why-dealer-reinsurance-programs-underperform Wed, 22 Apr 2026 12:00:00 GMT When a program disappoints, the cause is rarely the structure. A framework for diagnosing the real reason — production, economics, or management — before changing anything. https://www.dealer-reinsurance.com/insights/reinsurance-structure-vs-sales-pitch https://www.dealer-reinsurance.com/insights/reinsurance-structure-vs-sales-pitch Wed, 15 Apr 2026 12:00:00 GMT A polished presentation is not the same thing as a strong program, and an average one is not proof of a weak program. How to judge the program on facts rather than on the pitch.