Dealer Reinsuranceby Elite FI Partners
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Dealer Reinsurance Program Scorecard.

This scorecard helps a dealer who already has a reinsurance, Retro, CFC, NCFC, Super CFC, DOWC, or other participation program evaluate their current setup across structure, fees, reporting, products, claims, reserves, exit planning, and provider support. It measures how well your program is understood, documented, and managed, not its future profitability. Twenty-four questions, about three minutes, no personal information required to see your result.

The assessment

Rate your current program.

You will answer three questions in each of eight categories. For each, choose Yes, clearly, Partially or unsure, or No. Answer honestly from what you can verify today. Your total and category results appear immediately, with no sign-up required. This is an educational self-assessment, not a legal, tax, accounting, or investment audit.

FAQ

Frequently asked questions.

What does the reinsurance scorecard measure?

It measures how well your current program is understood, documented, and actively managed across eight areas: structure, fees, reporting, products, claims, reserves, exit planning, and provider support. It is a measure of program visibility and management readiness, not a measure or prediction of future profitability.

Is this a financial or legal audit?

No. The scorecard is an educational self-assessment based on your own answers. It is not a legal, tax, accounting, actuarial, or investment audit, and it should not replace a review with qualified professionals. It is a structured way to see where your understanding of your program is strong and where questions may be worth asking.

What score should a dealership aim for?

There is no required number. A higher score generally reflects a program that is well understood and reviewed on a regular cadence. A lower score simply points to areas that may deserve clearer documentation or a closer look. Use the category-level results, not just the total, to decide where to focus.

Does a low score mean the dealership should switch providers?

No. A lower score does not mean your program is wrong or that you should change anything. It means some areas are not yet clearly understood or reviewed. Many gaps can be closed in place, by gathering information, asking questions, and improving reporting, without changing your structure or provider.

What information is needed for a complete program review?

For a fuller review, it helps to gather your current agreements, fee schedules, recent statements, product performance data, and reserve information. The scorecard works from your general understanding; a complete review works from those documents.

How often should the scorecard be completed?

Once a year is a reasonable rhythm for most dealers, alongside reading each statement as it arrives. Repeating it annually helps you see whether your understanding and management practices are improving over time.

Can a Retro or DOWC dealer use the scorecard?

Yes. The scorecard applies to any dealer profit participation program, including Retro, CFC, NCFC, Super CFC, DOWC, and other structures. The eight areas are relevant across all of them, even though the specifics differ by structure.