Built by people who do this every day.

Michael Aufmuth, Founder of Elite FI Partners.

Michael Aufmuth founded Elite FI Partners to give dealers a straighter path through F&I: better products, stronger finance-office process, and reinsurance structures that are explained rather than sold. He works with automotive, powersports, RV, and marine dealers on profit participation, product strategy, and finance-manager training.

The writing on this site comes from that day-to-day advisory work: reconciling real statements, comparing structures on real production, and answering the questions dealers actually ask. It is educational, and it is deliberately not a pitch. Where a decision touches tax, legal, or accounting matters, those belong with your qualified professionals, and Elite FI coordinates with them.

When you want implementation help, product strategy, or finance-manager training, that advisory work lives with the firm at elitefipartners.com. To keep learning here, start with what dealer reinsurance is.

The principles behind everything here.

Education before recommendation

Every option is explained clearly before anything is recommended. A dealer should understand a structure well enough to question it.

Transparency over persuasion

The goal is to make fees, reporting, and performance visible, not to argue anyone into a program. Clarity earns trust; pressure spends it.

Every structure, not one

Retro, CFC, Super CFC, NCFC, and DOWC each fit a different dealership. The honest answer starts with your numbers, not a favorite product.

Facts, not assumptions

The point is to help dealers decide based on their real production and statements, not on a template or a best-case projection.