Editorial Standards

Education first

This site exists primarily to help dealers understand dealer reinsurance: what it is, how the structures differ, what the fees pay for, and how to evaluate a program. Educational pages are written to teach, not to function as lead-generation pages. Where a page hands off to commercial help, that handoff is separated from the educational content and clearly framed as optional. The distinction between editorial information and a service-provider handoff is one we try to keep visible on every page.

Authorship

Content is written and overseen by Michael Aufmuth, whose practical dealership and F&I experience informs the material. Author identity is shown on each article byline and on a dedicated author page, and the byline links to that page so a reader can see who is behind the writing and what their experience is. We describe that experience factually and do not overstate credentials or expertise.

Accuracy and sourcing

Our standard is that factual claims, definitions, and calculations should be accurate and explainable, and that where a figure or rule comes from an external authority (for example a tax provision or a regulatory framework) it should be described accurately rather than approximated. Structure characteristics are described at an educational level.

To be candid about the current state: not every existing page carries formal external citations today. As the library is developed, the intended direction is to cite primary sources for regulatory, tax, and statistical claims, and to clearly attribute any original data we publish. We state that as a forward standard, not as a claim that it is already fully in place.

Examples and assumptions

We try to make it clear which kind of statement a reader is looking at. Factual statements and definitions are presented as such. Industry observations are framed as observations. Hypothetical examples, calculator inputs, and estimated ranges are labeled as illustrative and are not presented as average dealer results, guaranteed outcomes, client case studies, or benchmarks. Any anonymized first-hand observation is identified as such. Externally sourced statistics are attributed to their source. How our tools handle assumptions is described in more detail in our Methodology.

Updates and corrections

Substantive changes to a page should reflect a genuine editorial event. Publication and modification dates are meant to be truthful signals of when something was written or meaningfully revised; we do not change dates simply to make content look fresher than it is. If you believe something here is inaccurate or out of date, we want to know, and we will correct clear errors.

Conflicts and affiliation

Dealer Reinsurance is published by people at Elite FI Partners, and its author, Michael Aufmuth, co-founded that firm. Elite FI Partners offers commercial products, training, consulting, and dealer participation program assistance. That is a real commercial interest, and we disclose it plainly.

Our aim is to keep education and commercial assistance distinct: to explain the options neutrally, including the honest case for doing nothing, and to route a reader to commercial help only when they want it. Where a page links to Elite FI Partners, that link is meant to be clearly contextualized as a commercial handoff, not presented as independent editorial evidence.

Not a substitute for professional advice

The content here is educational and general. It is not legal, tax, accounting, actuarial, investment, or regulatory advice, and it does not replace guidance from qualified professionals who know your dealership’s specific facts and jurisdiction. Reinsurance decisions have tax, legal, and accounting consequences that vary by situation; the right next step for a real decision is a review with your own advisers.

Corrections and contact

If you spot an error, want to question a claim, or need clarification, please tell us. You can reach us through the contact page. We read what comes in and correct clear mistakes.