What this site is, and what it is not.

Educational information only

Dealer-reinsurance.com is an educational resource published by Elite FI Partners. Everything on this site — pages, articles, tools, calculators, worksheets, and examples — is general educational information about dealer reinsurance and F&I profit participation. It is provided to help dealers understand how these programs work and what questions to ask.

Nothing on this site is legal, tax, accounting, investment, insurance, or regulatory advice, and nothing here creates a professional or advisory relationship. No page, tool, or article should be relied on as a substitute for advice from qualified professionals who know your specific situation.

Consult qualified professionals

Reinsurance structures involve real legal, tax, accounting, insurance, and compliance considerations that vary by dealership and by state. Before forming, joining, changing, or exiting any reinsurance or profit participation program, you should review the decision with qualified legal counsel, tax professionals, accountants, and insurance and compliance advisors.

Elite FI Partners coordinates with dealers’ own professional advisors as part of its work, and encourages every dealer to involve them early.

Results vary — nothing is guaranteed

Program structure, costs, fees, tax treatment, reserve behavior, claims performance, underwriting results, investment income, distribution timing, and eligibility all vary by provider, administrator, state, dealer profile, sales volume, product mix, pricing, and market conditions.

Figures produced by the tools on this site — including the comparison tool, the performance estimator, and the fee calculator — are educational estimates based entirely on the inputs you provide and simplified assumptions. They are not projections, promises, or guarantees of any result. Past or illustrated performance does not predict future results.

Accuracy and currency

We work to keep the information on this site accurate and current, but industry practices, tax rules, and regulations change, and general descriptions cannot capture every provider’s or state’s specifics. Content is provided as-is, without warranties of any kind. If something here appears to conflict with guidance from your own advisors, follow your advisors.

About the publisher

This site is published by Elite FI Partners, a dealer F&I agency serving automotive, powersports, RV, and marine dealerships. When a dealer wants help beyond education — a transparent program review, a structure comparison, or implementation guidance — Elite FI Partners provides those services directly. Learn more on the About page or at elitefipartners.com.