Model the structure before you commit to the strategy.
Three educational tools to model, compare, and evaluate dealer reinsurance economics — each fully editable, running entirely in your browser, and based only on the assumptions you enter. They are decision-support illustrations, not proposals, guarantees, tax analyses, or accounting statements.
Dealer Reinsurance Pro Forma
Estimate potential long-term underwriting income, investment growth, reserves, and distributions from a dealer-owned participation structure.
Best for
Dealers evaluating whether reinsurance makes sense.
Reinsurance vs Retro Comparison
Compare traditional retro participation against dealer-owned reinsurance structures on the same production.
Best for
Dealers deciding between participation models.
Reinsurance Program Comparison
Compare an existing reinsurance program against another structure using fees, reserves, investments, distributions, and transparency factors.
Best for
Dealers who already have reinsurance and want a second look.
These tools are illustrations, not proposals.
Every projection here is only as good as its inputs. Real outcomes depend on the specifics of your program and your book of business — the same assumptions can produce very different results. The modeled numbers depend on:
- Production
- Product performance
- Claims experience
- Fee structure
- Investment strategy
- Reserve requirements
- Distribution rules
Results are modeled, not guaranteed, and should be validated against actual product remittance, program agreements, statements, claims experience, fees, reserve requirements, and qualified professional guidance. Nothing is submitted or saved unless you choose to request a review.
Elite FI Partners can review your real fee schedules, statements, and agreements against what you modeled here.
New to the concepts these tools model? Start with how dealer reinsurance works, the costs and fees behind a program, and the glossary. The interactive structure comparison tool and Program Scorecard complement these pro formas.